Requirements*

A. Requirements for Collateral

• Transfer Certificate Title (TCT)
• Certified True Copy of TCT (blue copy)
• Tax Declaration of Land and Building
• Official Receipt of Real Estate Tax Payment for current year
• Certificate of Real Estate Non-Tax Delinquency
• Certificate of Authorizing Registration (CAR ) *if needed
• Special Power of Attorney *if applicable
• SPA duly authenticated by the Consul General of the Philippine Embassy *if abroad
• Bureau of Land Certification verifying that no title has yet been issued to Tax Declaration
• Approved Plan or Location Plan
• Cancellation of Mortgage *if applicable
• Copy of Cancelled Title

       *Inspection Fee is based on the distance of property from Head Office (Non-refundable)

B. Eligibility Requirements

• Two (2) Valid Government Identification (SSS, Passport, etc.)
• Tin of Borrower(s)
• Tin of Grantor(s) of SPA *if applicable
• Two (2) pcs. 2×2 inches picture of borrower(s)
• Marriage Contract or Birth Certificate
• Proof of Billing (Utility Bills, Credit Card SOA)
• Bank Statement/Certification (for three(3) months)Proof of Income

C. Proof of Income

       For Employee

• ITR 2316 &/or latest Certificate of Employment
• Payslip for the past three(3) months (for three(3) consecutive months)

       Remittance from Abroad

• Certificate of Employment
• Proof of Remittance (for three(3) consecutive months)

      For Single Proprietor

• Business Permit (DTI, Mayor’s Permit, Brgy. Business Clearance, etc.)
• Annual Income Tax Return (ITR with proof of payment)
• Audited Financial Statements (atleast 2years)
• Sales and Purchases Receipts of Journal Logbook
• At least two(2) consecutive months)

      For Corporation

• SEC Registration/Articles of Incorporation/By-Laws
• Board Resolution and Secretary’s Certificate
• Annual Tax Return (ITR)
• Audited Financial Statements (at least two(2) years)