Small Medium Enterprise (SME)

  • Small and Medium Enterprise/Entrepreneur (SME) or corporate entity needs for working capital to business expansion
  • Term from 30 days to 10 years
  • Secured with real estate mortgage
For Faster Transaction, Follow This 3 Easy Steps:
       1. Download the Application Form Below (choose between Individual or Corporate Entity)
       2. Fill Up the Application Form
       3. Bring the Filled Up Application Form to your nearest branch


A. Requirements for Collateral
  • Transfer Certificate Title (TCT)
  • Certified True Copy of TCT (blue copy)
  • Tax Declaration of Land and Building
  • Official Receipt of Real Estate Tax Payment for current year
  • Certificate of Real Estate Non-Tax Delinquency
  • Certificate of Authorizing Registration (CAR ) *if needed
  • Special Power of Attorney *if applicable
  • SPA duly authenticated by the Consul General of the Philippine Embassy *if abroad
  • Bureau of Land Certification verifying that no title has yet been issued to Tax Declaration
  • Approved Plan or Location Plan
  • Cancellation of Mortgage *if applicable
  • Copy of Cancelled Title

       *Inspection Fee is based on the distance of property from Head Office (Non-refundable)

B. Eligibility Requirements

  • Two (2) Valid Government Identification (SSS, Passport, etc.)
  • Tin of Borrower(s)
  • Tin of Grantor(s) of SPA *if applicable
  • Two (2) pcs. 2×2 inches picture of borrower(s)
  • Marriage Contract or Birth Certificate
  • Proof of Billing (Utility Bills, Credit Card SOA)
  • Bank Statement/Certification (for three(3) months)Proof of Income

C. Proof of Income

       For Employee

  • ITR 2316 &/or latest Certificate of Employment
  • Payslip for the past three(3) months (for three(3) consecutive months)

       Remittance from Abroad

  • Certificate of Employment
  • Proof of Remittance (for three(3) consecutive months)

      For Single Proprietor

  • Business Permit (DTI, Mayor’s Permit, Brgy. Business Clearance, etc.)
  • Annual Income Tax Return (ITR with proof of payment)
  • Audited Financial Statements (atleast 2years)
  • Sales and Purchases Receipts of Journal Logbook
  • At least two(2) consecutive months)

      For Corporation

  • SEC Registration/Articles of Incorporation/By-Laws
  • Board Resolution and Secretary’s Certificate
  • Annual Tax Return (ITR)
  • Audited Financial Statements (at least two(2) years 
Let’s Talk!
        Loan Department
        Direct Line: (046) 489-2010 (loc. 108 or loc. 122)

Contact Us:

Head Office

A. Soriano Highway, Brgy. Daang Amaya III Tanza, Cavite 4108

Telephone Numbers: (046) 489-2001 to 04; 489-2010 to 13

Manila Lines: (02) 8529-8995; (02) 8552-5028

Globeline: (046) 505-1318

Digitel: (046) 885-1935

Telefax: (046) 437-8141

Bangko Mabuhay (A Rural Bank), Inc. is regulated by the Bangko Sentral ng Pilipinas

Bangko Mabuhay, Kaagapay sa Buhay!
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